Insurance of household appliances

When buying home appliances, it is often proposed an extended warranty parts and labor. But what is it?

Legal guarantees

For the purchase of a product, the law provides two types of guarantees:

·         The legal conformity warranty, provided for in articles L-211-1 and following of the Code of consumption, is to ensure that the property purchased corresponds to the use that can be expected or corresponds to the description that you have been given. It can be implemented within 2 years after the delivery of the good.

·         The warranty against latent defects, provided for in article 1641 and seq. of the Civil Code, assure you that the item purchased is not a defect that makes it impossible or significantly reduces the use for which it is intended. It can be implemented within a period of 2 years from the discovery of the defect.

The commercial guarantee

When you buy a household or electronic device, vendor offers, often free of charge, a commercial guarantee of one or two years and you subscribe to an extension of this commercial guarantee, pay this time, one or more additional years. The cost of this warranty extension is often proportional to the price of the device and can represent a significant percentage of the purchase price.

The commercial warranty does not replace the guarantees provided by the law. It is an additional guarantee, optional and which may be easier to implement because it does not require to provide specific evidence related to the outage.

And warranty manufacturer?

Warranty manufacturer or manufacturer's warranty is also an optional coverage. However, it may be of interest when no commercial guarantee is offered by the seller or when it is limited. Like the latter, it does not prevent the implementation of legal guarantees.