The Accidents of life, also called "GAV"
guarantee is a provident contract that guarantees a material and financial
support in case of accident of everyday life. These types of accidents are very
common and notably household accidents that represent alone more than 60% of
the accidents of everyday life and cause nearly 12,000 deaths a year. Most of
the GAV contracts can be purchased between 18 and 65 years.
Contracts
'accidents of life guarantee' can cover the financial consequences of accidents
incurred during the daily life, as for example the domestic accidents, DIY,
gardening and sports and leisure practice accidents.
This insurance also often occurs in the case of a need for household help, custody of child or school at home.
There are individual contracts or family. In these, children are also covered for accidents of school life, in school or out and the damage they can cause, or they can be victim without third parties identified.
This insurance also often occurs in the case of a need for household help, custody of child or school at home.
There are individual contracts or family. In these, children are also covered for accidents of school life, in school or out and the damage they can cause, or they can be victim without third parties identified.
Death resulting
from an accident of life (off road accident because already covered by
automobile insurance) is supported with a level of compensation often exceeding
the EUR 1 million and paid in the form of capital for the benefit of the heirs.
Disability gives rise to the payment of a pension that will be proportional to the degree of incapacity recognized after the accident.
In the case of medical expenses, compensation will come in addition to reimbursements paid by social security and possibly complementary mutual. Indeed, these organizations support the health costs, but not for other damages, such as the need to redesign a vehicle or housing in the event of disability, the reduction in your income or the disfigurement.
Disability gives rise to the payment of a pension that will be proportional to the degree of incapacity recognized after the accident.
In the case of medical expenses, compensation will come in addition to reimbursements paid by social security and possibly complementary mutual. Indeed, these organizations support the health costs, but not for other damages, such as the need to redesign a vehicle or housing in the event of disability, the reduction in your income or the disfigurement.
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