Change auto insurance

You want to change your auto insurance? It is possible, but certain rules must be observed.

Change auto insurance: General rules

Some elements of your auto insurance policy can be changed.

-          You can change your auto insurance in different cases:

·         Status change: family, profession, moving...

·         Aggravation or reduction of the risk covered by your insurer.

-          To get this amendment to car insurance, you must make the request in writing to your insurer and the send by mail recommended with acknowledgement of receipt (not forgetting the supporting documents), or simply go in person to the insurance agency:

·         In the 3 months following your change of situation, if this represents a decrease of the risk covered.

·         Within 15 days following your change of situation, if this represents a worsening of the risk covered.

-          No response on the part of your insurer after 10 days, you should consider that your application has been accepted.

Your insurance company may offer you a variation of your contract but it cannot impose it on you. If you refuse, it shall keep the terms of the contract such what. However, if you do not answer him within 30 days, he may terminate your contract

In case of dispute: possible termination by the insured and the insurer

-          In the event of risk decreased:

·         The insured may request the termination of his contract if the insurer refuses to reduce the membership fee;

·         Termination is effective one month after receipt of the letter of request of the insured person.

-          In the event of increased risk, the insured may:

·         either terminate the contract;

·         or propose an increase in the annual fee (validated by an amendment to the contract or by the signature of a new contract).