Monday, March 24, 2014

How to write the beneficiary clause of a contract of life insurance

Published on: 2:06 PM by Unknown - 1 comment
All contracts of life insurance, death or retirement savings have a beneficiary clause. It allows to designate persons who as the case will receive the capital or annuity after your death. It is therefore very important. This clause may be drafted at the signing of the contract or filed with a notary. A 'standard' clause contained in the contracts This clause can be written about just when you complete the subscription of the contract and answers to the most common objectives of transmission. It usually involves that available funds will be...

What are the collected fees?

Published on: 2:04 PM by Unknown - 1 comment
Insurers are growing savings on behalf of their clients. They compensate by deducting various expenses. The main are the fees on payments, deducted from each investment. They reach up to 5% of the placed amount. Each year, companies also levy capital management fees, which range from 0.4 to more than 1%. They are in addition to the internal costs of the selected media. These costs impact the actual financial performance. How to see clear on costs? All fees collected in a life insurance contract must be clearly stated and gathered in its general conditions....

Saturday, March 22, 2014

How subscribe to life insurance?

Published on: 8:30 AM by Unknown - No comments
Life insurance is sold by insurance companies, banks, mutual, on the Internet and even in the financial areas of stores. There are hundreds of different products. At the opening of a contract, you make a first payment of money and the insurer issuing you legal documents, such as the General conditions or information leaflet, as well as subscription bulletin. In general, contracts leave the freedom to invest when you want, but we must respect a minimum amount that varies from a few dozen to several thousand euros. A few tips... ·      ...

Thursday, March 20, 2014

Why take out insurance?

Published on: 5:40 AM by Unknown - No comments
Without insurance, person travels by car, person would start skiing, nobody would repair his roof... without insurance, and nobody would take a risk! Or cannot do otherwise than to take risks in the life of every day, even if the accident is not a fatality. A bit of history! The appearance of insurance is a recent phenomenon, in France it dates only from the end of the old regime (1686: founding of the General company of big adventures and insurance); Although as early as the 14th century Italian merchants had found a way to protect their ships...

What should I expect from a rental liability insurance?

Published on: 5:00 AM by Unknown - No comments
As there is standard no. are in the field of the rental risk, you would be wise to consider what insurers offer before you buy. Ask what are the situations provided for by the police that we offer. For example, some policies exclude the vandalism or damage caused by a flood. Insurance all risks covers an extensive list of claims, while specific risks (perils) insurance covers only claims listed in the police. Ask the insurer to clarify if the proposed policy covers the total cost of moveable assets (value on the day of the accident) or the cost...

Why buy a rental liability insurance?

Published on: 4:52 AM by Unknown - No comments
The majority of the tenants know that owners have insurance covering their buildings walls, floors, doors, appliances. But the tenants should also be aware that the insurance taken out by an owner, called the insurance of civil liability of donors, does not cover their personal objects, such as furniture, if they are destroyed or damaged by fire or an act of vandalism. Tenants must also pay any accidental damage caused by them to any part of the property of the owner. They are also responsible for any damage caused by them to the personal property...

Why do you need insurance: liability civil professional?

Published on: 4:49 AM by Unknown - No comments
Despite all the efforts deployed to achieve a working perfect, you and/or your company can be prosecuted by a dissatisfied customer. It alleging that an error or omission occurred. Your responsibility extends even to the gestures and actions by subcontractors that you use. Errors or omissions can lead to heavy financial losses for you or your business. Difference between General liability and professional liability: -General liability insurance policy covers, inter alia, personal injury and/or property damage to others. It excludes financial...
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