You are a student: affiliation to social security

If you are a student here is a panorama of the different modalities of social security affiliation.

Up to your 20 years:

You are attached to the scheme of social security for your parents. You are then entitled to refunds in case of sickness or maternity. If your curriculum is delayed for medical reasons, you can benefit from the scheme of your parents until your 21st birthday.

Your medical expenses reimbursed so either on the bank account or post your parents either on your own account provided they have made from your sickness insurance fund.

From 16 years, you have a vital card whose social security number matches that of your parents. In class Terminal, you will get your own social security number. It will let you track your payments throughout your professional life.

You have 20 years during the academic year, you are necessarily affiliated with the student regime. In this case, you must subscribe to one of the two major unions mutual, a contract. If you are stock, registration is then free on presentation of your notification of scholarship.

You do graduate and you have less than 28 years old:

You benefit from the student social security scheme. Depending on your - situation (age, employment...), the terms of support may change.

As soon as your registration (University, colleges, IUT, BTS, preparatory classes for the high school), you must sign a contract with a student mutual. You do right to health coverage and coverage maternity during the duration of your studies as appropriate. You get also a work accident and occupational diseases insurance.

The student mutual manage the "mandatory" part of the social security system but also the "complementary" part of your welfare as a classical mutual. This additional coverage is optional. It allows you to obtain refunds higher than the rates of social security.

Your membership of the student applies each year from 1 October to 30 September of the following year. It is mandatory and pay unless you stock. In all cases, your spouse, child, partner, partner of a PACS can benefit from refunds in the same way as you but on condition that he or she is not student. We then say that they are the copyright holders.

What is an entitlement? This is a person who enjoys under certain conditions of social insurance through another person (partner, joint separated but not divorced, child, dependent living with the insured for more than 1 year).

If you are a student abroad:

• national of a country of the European Union and have sickness insurance: you are exempt from membership of the student,
• Third-country national: you must register to the student social security.

You have over 28 years

If you are 28 years old during the academic year, you can receive one year of your rights to health insurance under the student scheme. After that, you must contact your health insurance fund.

If you are preparing a PhD, you can get a supplementary report for a term of four years, until your 32 years.