Monday, August 4, 2014

All banks offer their customers to access their accounts directly through the Internet. After having subscribed to the services of banks remotely, it is possible to consult and manage all its banking operations remotely.
Subscription to Bank remote services
On your bank's website, you are accessing a secure customer space to manage your online accounts. To get there, you must first purchase a subscription to distance bank service, free or paid according to banking institutions.
To connect, you have a login and a passcode provided by your bank.
Consult the balance of its bank account and manage its day-to-day operations
24 hours a day and 7 days a week, you see the balance of your bank account, the last operations recorded the debit and credit transactions on your credit card which will be soon charged.
You edit RIB ( identified banking identity ), order a checkbook... You perform ad hoc or permanent, transfers between your accounts or to an external recipient.
More often, you will benefit it from reduced fees, or even zero, by carrying out your banking directly via the Internet instead of going into agency or call your Advisor by telephone.
See his savings, investments and credits
With a subscription of Bank remotely, you see the balance of your current credits (staff, auto, renewable, real estate), the amounts placed on your savings booklets, on your life insurance or securities your portfolio...
Manage its loans and its financial products
Passing by your customer, you can directly unlock a portion of your revolving credit reserve or prepay your personal loan.
You can also manage your life insurance contracts (payments, arbitrations, repurchases...) and your contract of insurance, auto, health (Amendment of the insured risks, statement of claims...).
In addition, you can buy or sell securities on the stock exchange, with transaction fees generally discounted orders placed in agency or by telephone.
Tips to use the Bank online and distance
You want to access your bank's services without the constraint of the opening hours of your agency or remoteness of your place of residence or work. Use the services of Bank away from traditional banks or hold a bank account in a bank 100% online allows you to carry out your banking transactions at any time of the day or night.
And if you are sensitive to the argument of the cost of banking services and products, you can do some (few) savings by making your online operations, passing you bank branch and a traditional contact face to face with a banking Adviser.
Tips for using remote banking services and bank online safely
·      Protect your computer with a firewall, an anti-virus and anti-spyware. They are free or paid versions.
·    Enable the "private browsing" option of your browser (Internet Explorer, Firefox, Google Chrome...) to surf the web without leaving traces. Go through the menu 'Tools', tab 'private browsing '.
·        Regularly change the code of access to online services.

·  If you connect in a public place (Internet Cafe) or with a mobile phone or a smartphone in the street, at the café or the restaurant, make sure you are safe from prying eyes.

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