Insurance Home Loan - Part 3

Validity and acceptance deadlines After negotiating the conditions of the mortgage with your banker, it publishes a credit offer. Its validity, the time limits and terms of acceptance or waiver of the offer are regulated by law. The loan offer validity period: 30 days The mortgage contract offer is sent to you by the Bank by mail. It shall not be returned by hand to hand. The offer is valid at least 30 days following its receipt by the borrower. During...

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Insurance Home Loan - Part 2

Ability to repay First and foremost, you must calculate your ability to repay! To do this, use our real estate debt calculator; it will tell you in a few clicks the sum that you can reasonably affect your refund. The calculator will also estimate the total cost of your credit at the end of the contract, i.e. the corresponding sum to capital and interest and various charges set. Banks calculate your debt capacity, i.e. capital can borrow from...

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