Wednesday, July 23, 2014

When you live as a couple, what is better, having each its account or do joint account? You can discuss to infinity of this issue; supporters of joint accounts and the defenders of the separate accounts are each and other good arguments. The answer to this question depends on quite often: ·         Of your relationship to money and consumption, ·         Their respective levels of your resources: you earn about as much one as the other or on the contrary your resources...

Thursday, July 10, 2014

When you open a current account, you will have access to services which the scope will be recorded in your account agreement (e.g. the type of card payments, access to internet from your bank services charges levy, commission intervention...). Should think about its use, i.e. for possible service needs of payments associated with this account. Furthermore, you can in individual cases establish complementary services (permissions of levies or automatic transfers, for example). What is what is free? What is what is paid? That is...

Sunday, July 6, 2014

For beneficiary clause in a life insurance contract, the rules of the game have changed since December 17, 2007. Now, the underwriter of a contract is more protected.  Explanations. An insured person had subscribed a life insurance contract and designated a beneficiary on his contract. It warned of this 'largesse', had to submit to the insurer a mail stating that he "accepts" the benefit of the contract. This approach had...

Tuesday, July 1, 2014

On the payment of a premium, the insured shall receive an allowance in the event of loss of autonomy. It takes the form of an annuity. The insured can then fund the solution that best satisfied him whether he is hosting in a specialized institution, a home help or the development of its housing. This benefit may be granted, in some cases with statutory allowance personalized autonomy (APA). Some key points govern these contracts ·         The...